Gorham, Windham, and South Portland real estate and homes for sale in Maine, condos, lake front - Paul and Jan Willis, REALTORS® Paul and Jan Willis REALTORS(r) for Gorham, Windham, and South Portland, Maine real estate, condos, lake front - NUMBER1EXPERTS™ Paul and Jan Willis NUMBER1EXPERTS(tm) for Gorham, Windham, and South Portland, Maine real estate, condos, lake front

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Paul and Jan Willis, REALTOR®, real estate agents and broker for Gorham, Windham, and South Portland Maine home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 207-839-3390.



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Our Special Offers: Gorham, Windham, and South Portland Maine home buying, real estate listings, and homes for sale in Cumberland County, ME
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Buyers Want Your Home for as Little as Possible.
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Real Estate Tips
Foreclosures >3. How To Avoid Foreclosure

If you’re behind on your mortgage payments, have no fear. The U.S. Department of Housing and Urban Development has some really good tips what to do to avoid foreclosure.

  1. Don’t ignore it. The longer you put off your situation and get behind in your finances, the more likely it will be that you will lose your home to foreclosure. As soon as a problem arises...
  2. Contact your lender. Your lender will be the best resource to help you avoid foreclosure.
  3. Check your mail. Your lender will send you important information about avoiding foreclosure and also legal documents in the mail. You’re responsible for these documents and will be held accountable for them.
  4. Know your rights. Make sure you know the ins and outs of your loan documents so that you can be prepared for what your lender can and can’t do. Be sure to also know the foreclosure laws in your state.
  5. Understand your options. Visit the U.S. Department of Housing and Urban Development website to get informed.
  6. Contact a HUD-approved housing counselor. Call (800) 569-4287 to talk to someone who can help you understand your options.
  7. Your house should be a priority. Your house should be your first priority after the health and well being of you and your family. Eliminate any optional spending (cable TV, Internet, etc.) in order to make your house payments.
  8. Use your assets. If you have assets (expensive jewelry, a car, etc.) you can sell those and use the cash you gain to help reinstate your loan.
  9. Stay away from foreclosure prevention companies. These companies will charge you outrageous fees to contact your lender and negotiate your loan. Just save your money and put that toward your mortgage.
  10. Watch out for foreclosure recovery scams. Some firms may claim to stop the foreclosure process for you immediately and require you to sign your life away for them to do so. Consult your HUD-approved counselor before signing anything.

See All Tips In The "Foreclosures" Category >
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Real Estate Trivia
Q 
What is the most common name for a city in the United States?

A 
Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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Paul and Jan Willis, REALTOR®, real estate agents and broker for Gorham, Windham, and South Portland Maine home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul and Jan Willis
Willis Real Estate

347E Main St.
Gorham, ME. 04038
Phone: 207-839-3390
Fax: 207-221-1919
Email: paulandjan@NUMBER1EXPERT.com

Paul and Jan Willis bring a combined 44 years of real estate experience in the Greater Portland market. Paul began in 1976, opened his own office in 1982, and has been a top producer ever since. In 1994 the Willis's company was the National Award Winner for Customer Satisfaction for a National Real Estate franchise. Paul and Jan, along with their team, strive to provide personalized expertise with regard to every aspect of the real estate process. Since teamwork is the key to success in any aspect of life, they work together to bring their clients the winning results they desire and deserve.

Equal Housing MLS REALTOR


Willis Real Estate real estate and homes for sale in Gorham, Windham, and South Portland Maine

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